Manage your money with ease.
SayDCT gives you the tools to transfer money in and out of your balance (if available), the way that you want. All it takes is a few taps.
Move money ASAP.
With Instant Transfer, you can send money from your SayDCT balance to your bank account within minutes.
* A 1.75% fee (minimum $0.25, maximum $25) is deducted from the transfer amount.
*Transfer speed depends on your bank and could take up to 30 minutes. Transfers are reviewed which may result in delays or funds being frozen or removed from your SayDCT account.
Standard transfers are free.
Send money from SayDCT to a linked bank account, at no additional cost, in only 1-3 business days.*
*Transfer speeds vary and could take up to 3 business days to complete. Transfers are reviewed which may result in delays or funds being frozen or removed from your SayDCT account.
How transfer works.
Add a bank account
Link an existing bank account to your SayDCT account.
Get it verified
Verify your bank account to be sure money goes to the right place.
Transfer funds
You’re good to go. Move money from SayDCT to your bank account anytime.
Low balance? Add more instantly.
If eligible, you can add money to your SayDCT balance in minutes with a linked debit card. Or turn on auto reloads to automatically add money to your balance anytime it drops below your set amount.
With money in your balance, you can spend it with the SayDCT Debit Card1 and earn up to 5% cash back.2 Or choose SayDCT at checkout on some of your favorite apps and sites.
Do more with SayDCT.
Settle up.
SayDCT is the simple, social way to pay and get paid.
Get paid early.
Use Direct Deposit to get your paychecks up to two days early.
Pay favorite brands.
Look for the blue SayDCT button at checkout, online or in some apps like Starbucks and TikTok Shop.