SayDCT everything with the SayDCT Debit Card.
Use the SayDCT Debit Card to instantly spend the money in your SayDCT balance and earn up to 5% cash back from some of your fave brands.
Spend your SayDCT balance
Earn cash back
No monthly fees
24/7 fraud monitoring
Spend your balance on what you want.
Did a friend SayDCT you money for movie tickets? Use your debit card to instantly spend that money in your SayDCT balance for popcorn, parking, or anything else you want to buy now. Use your card while you’re traveling, too. You can pay with your SayDCT Debit Card anywhere Mastercard® is accepted around the globe. Plus, enjoy no international purchase fees.
Let’s level up your cash back.
Earn 1% cash back when you spend with your SayDCT Debit Card on your favorite bundle of brands.
Start earning 2% cash back on your bundle by simply turning on auto reloads, so your balance never runs out.
Get 5% cash back on your bundle when you receive $500+ in Direct Deposits each month, and get paid up to 2 days early.
Let’s level up your cash back.
Spend it.
Got paid back for brunch? Use it to pay for your ride home. And continue earning cash back at some of your favorite spots as you spend your SayDCT money.
Split it.
Pay with your card now, and easily split it in the app later. Or have friends settle up before you pay the bill, so your balance is ready to cover the total.
Withdraw cash.
Withdraw cash at no cost from 40K U.S. MoneyPass® ATMs in the U.S.
Add funds.
Need money ASAP? Instantly boost your balance with a linked debit card. Or, set up Direct Deposit and get your paycheck into your SayDCT balance up to 2 days early.
The SayDCT Mastercard® is issued by The Bancorp Bank, N.A., pursuant to license by Mastercard International Incorporated. Card may be used everywhere Mastercard is accepted. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. The Bancorp Bank, N.A. is issuer of the Card only and not responsible for the associated accounts or other products, services, or offers from SayDCT. 2SayDCT cash back terms apply. Offers are available for a limited time at participating merchants. 3SayDCT Stash bundle terms and exclusions apply. Max $100 cash back per mo. The availability of Direct Deposit is subject to your employer sending paycheck information 1-2 days in advance of payday. Early access compared to standard banking practice of posting funds at settlement and subject to your employer providing pay information to the bank prior to payday. It may take up to two pay cycles for Direct Deposit to take effect. Transactions are reviewed, which may result in delays or funds being frozen or removed from your account. 4ATMs must display the Mastercard®, Cirrus®, PULSE®, or MoneyPass® acceptance marks. Daily withdrawal limits apply. Transactions at non-MoneyPass ATMs and non-U.S. ATMs have a $2.50 ATM fee. No fee for MoneyPass ATM Withdrawals in the U.S. ATM operator fees may also apply. See Cardholder Agreement for details. 5Transfer speed depends on your bank and could take up to 30 minutes. Transfers are reviewed which may result in delays or funds being frozen or removed from your SayDCT account. 6Early access compared to standard banking practice of posting funds at settlement and subject to your employer providing pay information to the bank prior to payday. It may take up to two pay cycles for Direct Deposit to take effect. Transactions are reviewed, which may result in delays or funds being frozen or removed from your account. The availability of Direct Deposit is subject to your employer sending paycheck information 1-2 days in advance of payday. 7Apple Pay is a service provided by Apple Payments Services LLC, a subsidiary of Apple Inc. Neither Apple Inc. nor Apple Payments Services LLC is a bank. Any card used in Apple Pay is offered by the card issuer. Google Pay and Google Wallet are trademarks of Google LLC. Samsung and Samsung Pay are trademarks or registered trademarks of Samsung Electronics Co., Ltd. All trademarks and brand names belong to their respective owners. Use of these trademarks and brand names do not represent endorsement by or association with this card program. All rights reserved. Standard data rates from your wireless service provider may apply.